Top 5 Points You Need to Know About Theft Coverage in Renters Insurance

Coverage for Theft Inside and Outside Your Home

Renters insurance protects your belongings from theft, both inside your home and anywhere else, including during travel.

Extent of Coverage Outside Your Home

Your renters insurance covers theft globally, but not in homes under construction or active war zones. Boats may also be excluded.

Theft Involving Vehicles

Renters insurance covers items stolen from your vehicle, but not the vehicle itself. Separate insurance is needed for motor vehicles.

Coverage for Roommates

Your roommate's belongings aren't covered unless they're named on the policy. Each roommate should have their own renters insurance.

Filing a Claim After Theft

File a police report immediately after theft. List stolen items and their values for your claim. The insurance company will review and process it.

Protect your personal belongings with comprehensive renters insurance. Safeguard against theft, whether at home or on the go.

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